About

Credit Card Declines, also known as My Card Declines, refers to a series of image macros and reaction images that revolve around scenarios of one’s credit card being declined after a service has already been completed, resulting in the work being undone after a failed transaction. Typically, these memes reference medical procedures that are crudely reversed in the reaction image below a caption. The theme, which originally stems from the precursor Imagine Your Card Declines, was primarily seen on Reddit in late September but spread to other social media platforms in early October 2020.

Origin

The first example to use the theme surfaced online around late September 2020, but the exact first is unknown. One of the earliest versions (shown below) was posted on September 20th, 2020, by Redditor^[1] Akameismywaifu to the /r/PrequelMemes subreddit. The meme received over 48,200 upvotes, 298 comments and several Reddit awards in 14 days.

Spread

On September 30th, 2020, Redditor^[2] KristenK8 posted another example to the /r/memes subreddit (seen below, left), receiving over 64,600 upvotes, 199 comments and numerous Reddit awards in five days. That same day, Redditor^[3] GGarbonzo posted an anti-meme version of the theme (seen below, right), receiving over 33,000 upvotes, 597 comments and numerous Reddit awards in five days.

On October 3rd, the Facebook^[4] page WTF Life Jokes posted a variant to their feed (shown below, left), accumulating over 8,300 likes, 1,600 shares and 112 comments in roughly 60 hours. Later that day, the Facebook^[5] page Star Wars Sheevposting uploaded another example (shown below, right), accumulating over 4,100 likes, 2,000 shares and 172 comments in roughly 40 hours.

On October 3rd, the Instagram^[6] account spongebob.memepage posted a version alongside the caption, “Wiped from your memories” (seen below, left), receiving over 19,850 likes in roughly 48 hours. On October 4th, the Instagram^[7] account zuccccccccccc posted another example (seen below, right), receiving over 27,100 likes in roughly 24 hours.

Various Examples

Search Interest

External References