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Credit score Identity score From wikipedia, the free encyclopedia A credit score is a numerical expression based on a level analysis of a person's credit fles, to represent the creditworthiness of an individualA credit score information typically sourced from credit bureaus Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credt scores to determine Identity scores incorporate a broad set of consumer data that gauges a person's legitimacy. Identity score components can include (but are not limited to) personal dentifers, public records, Intemet data t records, corporate data, predicted behavior pamems based on empiric data, self- assessed behavior pattems, and creda records Identity scoring is also being tested as a means for financial institutions to comply with criminal investigations and antiterrorism measures such as the Bank PATRIOT Act. Usage and third-party authentication systems to verity identities and "red flag suspicious activity is greatly enhanced by identity scoring. Publie records, private records, and credit records et dentty soores are buit from colecting infomation trom a variety of for a loan, at what interest rabe, and what credit limits. Lenders also use credit scores o determine which customers are Iikely to bring in the most revenue. The use of credit or identty scoring prior to authorizing access or granting credit is an implementation of a trusted system Credit scoring is not imited to banks. Other organizations, such as mobile phone companies insurance companies, landlords, and government departments employ the same techniques. Digital finance companies such as online lenders also use altemative data sources to calculate the credtworthiness of borrowers Credit scoring also has much overlap with data mining, which uses many similar bechniques. These techniques combine thousands of factors but are similar or identical. of fraud verification tools and analyzing discemible Theve necords can generally be broken down into hree categories Public reconds, private reconds and cedt eoords Pubilia reconds can include (but are not limted to) any of the ollwing Psopeity ownership recods Registered Voter Records Law enrcement eoords for felony and misdemean Privale (non-credit) reconds can include (but are not limited to) any of B and ubility payments personal information fhom Information provided to Biting infomation fom medical services Private background checks conducted by uman rce PRISM (surveillance program) PRISM is a code name for a program under which the Uhited StaisNational Security Ageney (NSA) oolects in as Google In under Section 702 off the FISA Amendments Act of 2008 t0 um over any data that match court approved ser The NSA an use these PRISMequests to aget communicetions that were encrypted when they braveed across the inernet backbone, to locus on shored data that lecommunication ibering syatem dscarded earlen and to get data that is easier to handle, among other things hat "08 percent of PSM production is based on Yahoo, Google, and Microsot The slide presentation stated electronic comuncations data physicalty direct noted that n the United States Documents show US monitoring of Black Lives Matter Recently released FBI and DHS documents reveal how the US government sees the movement as a potential threat

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Social Credit is no different than capitalist credit


Uploaded by Princeso Bubblegum Jan 27, 2019 at 07:39PM EST

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Origin Entry: China's Social Credit System / +15 Social Credit

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BRO THAT WAS SO MUCH CRINGE YOU ARE OUT OF SOCIAL CREDIT POINTS I'M TAKING YOUR HUMAN RIGHTS
+50 做得好 Social Credit
WeChat Social Credit Department Remind Me Message Labor Camp Аcсept
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Uploaded Jan 27, 2019 at 07:39PM EST

Origin Entry

China's Social Credit System / +15 Social Credit

Tags

credit, credit score, prism, black lives matter, wikipedia

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