Notes:

So today I've decided to introduce you guys to the world of Celtic and British Mythology through the medium of Monster Girls. Because if I used actual depictions, they'd all end up in the Nightmare Fuel gallery.

The Kelpie, or Water Horse, is a shape-shifting water spirit from Scotland that changes forms from a stunning white horse, a sort of horse-fish hybrid, a large hairy man and a beautiful young maid.

This image depicts three of their four forms, and because they are Faeries they are all d----.

Each and everyone of them will try and drown you if they can. The human forms by dragging you into the water and holding you down with their superior strength.

Meanwhile, the skin of the horse forms becomes like glue at the whim of the Kelpie itself. So you approach this calm, friendly looking horse and it just stands there invitingly. But as soon as you pet it, or God help you, try to ride it, you get stuck fast and have cut the stuck part off before your dragged kicking and screaming into the water whereupon it will disembowel you and scatter your guts along the shore line.

The main way to identify whether you have encountered a Kelpie or not, is to pay attention to the hair. If the hair is damp, or has water reeds in it, stay back, as it could be a Kelpie. Kelpies in their horse form also have backward facing hooves, although if your THAT close, you are already in a lot of trouble.