This Boomer comic actually has a point: those hedge fund investors should practice that "personal responsibility" that they preach to the rest of us.

Everyone is in debt to everyone else (Britain for example has carried national debt for 300 years) and a lot of "capital" these countries have isn't "liquid". It's simultaneously the problem and the solution: no one NEEDS to pay anyone back because no one CAN pay anyone back, and everyone knows it.